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Pushpay vs Tithe.ly

By ChurchTechStack · Prices and facts from each vendor's own pages, with sources. Anything we couldn't confirm is left out.

Pushpay

Est. $199–$400/mo (giving only) ⓘEstimate. Not confirmed by Pushpay. Industry blogs estimate roughly $199–400/mo for giving only; bundles with the app and CCB run higher. Published fees: card 2.1–2.9% + $0.20–$0.30, ACH 0.5–1% + $0.20–$0.30, check scanning from $0.29, 1–3 year contracts. Source: https://churchmemberpro.com/blog/pushpay-review/ (found 2026-11-04)
VS

Tithe.ly

Giving: $0/mo; All Access $119/mo

Pushpay and Tithe.ly sit at opposite ends of the commitment spectrum. One asks for a demo, a quote and usually a multi-year contract; the other lets you sign up tonight for $0 a month and walk away whenever you like.

Churches tend to land on this comparison when they've outgrown a basic giving button and someone on the board has seen a slick Pushpay demo.

At a glance

PushpayTithe.ly
Starting priceEst. $199–$400/mo (giving only) ⓘEstimate. Not confirmed by Pushpay. Industry blogs estimate roughly $199–400/mo for giving only; bundles with the app and CCB run higher. Published fees: card 2.1–2.9% + $0.20–$0.30, ACH 0.5–1% + $0.20–$0.30, check scanning from $0.29, 1–3 year contracts. Source: https://churchmemberpro.com/blog/pushpay-review/ (found 2026-11-04)Giving: $0/mo; All Access $119/mo
Pricing modelquotefees + bundle
Who it's forLarge and multi-campus churches that want a premium giving app and will negotiate a contract.Small and mid-size churches that want contract-free online giving today, and maybe an all-in-one bundle later.
Pricing sourceofficial pricing pageofficial pricing page

Pricing, in plain terms

Pushpay

  • Pushpay doesn't publish a monthly price; you get a quote after a demo. Industry blogs estimate roughly $199–400 a month for giving only. That's an estimate, not a number Pushpay has confirmed. What Pushpay does publish are its processing fees: 2.1–2.9% + $0.20–$0.30 per card gift and 0.5–1% + $0.20–$0.30 per ACH gift, set by your total giving volume.
  • Check scanning is listed from $0.29 per check.
  • Reviewers describe multi-year, auto-renewing contracts.
  • What churches report: one church on Reddit (r/worshipleaders, about two years ago, no church size given) said Pushpay, which they use for church management (CCB), and Subsplash each ran them approximately $3,000 a year, or about $250 a month, and that Pushpay pushed for a 3-year contract. That's a single church, not a price list, but it's a real number from someone who signed.

From Pushpay pricing, Reddit r/worshipleaders thread, checked 2026-10-29.

Tithe.ly

  • Free Online Giving: $0/month with no setup fees or contracts.
  • U.S. processing: 2.9% + $0.30 per card gift, 1% + $0.30 per ACH gift, 3.5% + $0.30 per AMEX gift.
  • Text-to-give on the free plan: $19/month. It's included in All-Access.
  • All-Access: $119/month with a 30-day free trial. Data migration and onboarding are included.
  • Paying yearly saves about 25% on Church Management + Engagement.
  • Deposits arrive weekly by default. Daily deposits need approval and land with a two-day lag.

From Tithely pricing, checked 2026-10-29.

Key features

Pushpay

  • Pushpay Giving: Standalone mobile and online giving with recurring and text giving.
  • Everygift technology: Pushpay says this recovers failed transactions and helps convert offline donors to digital giving.
  • ChurchStaq: An all-in-one platform covering giving, church management and engagement.
  • Customizable church app: Reviewers say app customization needs no coding.
  • Integrations: Engiven (stock and crypto), Gusto (payroll), MortarStone (giving analytics), Resi (streaming) and others.
  • Church plant grant: Qualified pre-launch church plants get 12 months of the full platform at no cost.

Tithe.ly

  • Five ways to give: Online, the iOS and Android app, text-to-give, kiosk, and staff-recorded cash and check gifts.
  • Cover the Fees and QuickGive: Donors can add the processing fee to their gift. Tithely says about 60% do.
  • Recurring gifts, pledges and multi-fund giving: Unlimited funds, and donors can split a gift across funds.
  • Receipts and year-end statements: Automatic email receipts and tax statements you can email or print.
  • Check scanning and QuickBooks Online: Remote deposit for checks, plus a direct QuickBooks Online integration.
  • ChMS integrations: Works with Planning Center, Breeze, Rock RMS, CCB, Elvanto, Ministry Platform, Shelby and others.

👍 What each does well

Pushpay

  • Reviewers praise ease of use and text giving source
  • App customization needs no coding source
  • Rated 4.2/5 from 183 reviews on Capterra source

Tithe.ly

  • No contract on giving, and you can start the same day source
  • Some churches report 'zero issues' source
  • One vendor can cover giving, the app, the website and the ChMS source

⚠️ Where each falls short

Pushpay

  • Contracts default to 36 months, auto-renew for the same term unless you give 90 days' notice, and can't be cancelled early without paying the balance source
  • Software prices are quote-only, and fees can rise up to 10% a year at renewal source
  • Pushpay must be your only payment processor during the contract source
  • Value for money rated 3.6 and support 3.8 on Capterra, with cost and slow support common complaints source
  • A 2025 Capterra reviewer reports data issues in migration and no phone support line source

Tithe.ly

  • Card fees of 2.9% + $0.30 cost more than Planning Center's 2.15% + $0.30 or Stripe's nonprofit rate source
  • ACH costs 1% + $0.30, so a $500 bank gift costs $5.30 here versus $0.30 at Planning Center source
  • Reports of missed recurring gifts and tax-statement problems source
  • Instability after the 2.0 update. PDF statements broke for one reviewer. source
  • Text-to-give costs $19/month extra on the free plan source
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Our verdict

Read the Pushpay contract terms before anything else. The contract terms we sourced describe 36-month contracts that auto-renew unless you give 90 days' notice, no early exit without paying the balance, renewal increases of up to 10% a year, and Pushpay as your only payment processor for the term. Some large, multi-staff churches decide a polished branded app is worth that, and reviewers do praise its ease of use and text giving.

For most small and mid-size congregations, Tithe.ly is the safer move: published fees (2.9% + $0.30 cards, 1% + $0.30 ACH), no contract, and the option to add an app and website through All Access at $119 a month. Its weak spots are real, too. Reviewers report missed recurring gifts and statement problems after its 2.0 update, so test year-end statements during your trial.

Read the full reviews: Pushpay review · Tithe.ly review

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