Subsplash Giving vs Tithe.ly
By ChurchTechStack · Prices and facts from each vendor's own pages, with sources. Anything we couldn't confirm is left out.
Subsplash Giving
$0/mo + processing
Tithe.ly
Giving: $0/mo; All Access $119/moOn paper these two look almost identical: $0 a month for giving, roughly 3% on cards, 1% on bank gifts. The real decision is which platform you want your app, media and website to live on, because both companies would like to be your whole digital stack.
So the question to ask your team isn't "which giving form is nicer?" but "whose ecosystem are we joining?"
At a glance
| Subsplash Giving | Tithe.ly | |
|---|---|---|
| Starting price | $0/mo + processing | Giving: $0/mo; All Access $119/mo |
| Pricing model | fees | fees + bundle |
| Who it's for | Churches that want giving in the same system as their app, website and sermon media. | Small and mid-size churches that want contract-free online giving today, and maybe an all-in-one bundle later. |
| Pricing source | official pricing page | official pricing page |
Pricing, in plain terms
Subsplash Giving
- Subsplash Giving: $0/month.
- Standard rates: 2.99% + 30¢ per card gift and 1% per ACH gift.
- Subsplash One customers get 2.3% + 30¢ on cards and 1% on ACH, with GrowCurve dropping that as low as 1.9% + 30¢ and 0.5%.
- Subsplash One bundle pricing comes from sales.
From Subsplash pricing, checked 2026-10-29.
Tithe.ly
- Free Online Giving: $0/month with no setup fees or contracts.
- U.S. processing: 2.9% + $0.30 per card gift, 1% + $0.30 per ACH gift, 3.5% + $0.30 per AMEX gift.
- Text-to-give on the free plan: $19/month. It's included in All-Access.
- All-Access: $119/month with a 30-day free trial. Data migration and onboarding are included.
- Paying yearly saves about 25% on Church Management + Engagement.
- Deposits arrive weekly by default. Daily deposits need approval and land with a two-day lag.
From Tithely pricing, checked 2026-10-29.
Key features
Subsplash Giving
- Online, mobile and text giving: Gifts through your website, your Subsplash app or a text message.
- Recurring and guest giving: Scheduled gifts, and gifts without an account.
- Cash and check recording: Record offline gifts, with check scanning.
- Donor management: Donor records within the Subsplash platform.
- Non-charitable payments: Sell books, shirts or tickets through the same system.
- Real-time analytics and custom reports: Track giving trends.
Tithe.ly
- Five ways to give: Online, the iOS and Android app, text-to-give, kiosk, and staff-recorded cash and check gifts.
- Cover the Fees and QuickGive: Donors can add the processing fee to their gift. Tithely says about 60% do.
- Recurring gifts, pledges and multi-fund giving: Unlimited funds, and donors can split a gift across funds.
- Receipts and year-end statements: Automatic email receipts and tax statements you can email or print.
- Check scanning and QuickBooks Online: Remote deposit for checks, plus a direct QuickBooks Online integration.
- ChMS integrations: Works with Planning Center, Breeze, Rock RMS, CCB, Elvanto, Ministry Platform, Shelby and others.
👍 What each does well
Subsplash Giving
⚠️ Where each falls short
Subsplash Giving
Tithe.ly
- Card fees of 2.9% + $0.30 cost more than Planning Center's 2.15% + $0.30 or Stripe's nonprofit rate source
- ACH costs 1% + $0.30, so a $500 bank gift costs $5.30 here versus $0.30 at Planning Center source
- Reports of missed recurring gifts and tax-statement problems source
- Instability after the 2.0 update. PDF statements broke for one reviewer. source
- Text-to-give costs $19/month extra on the free plan source
Our verdict
Subsplash Giving fits a church that already uses, or is moving to, Subsplash for its app and sermon media. Subsplash One customers get a lower card rate (2.3% + 30¢, and down to 1.9% + 30¢ and 0.5% ACH through GrowCurve), but that bundle is priced by sales, and reviewers mention difficulty reaching a live person past the AI support and one painful contract cancellation.
Tithe.ly is the better pick when you want published prices and the freedom to leave. Giving costs nothing monthly, All Access is a posted $119, and there's no contract on giving. Standalone card rates are nearly the same (2.99% vs 2.9%, both plus 30¢), so let the app and contract terms decide this one.
Read the full reviews: Subsplash Giving review · Tithe.ly review